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Buying or refinancing a home may be the most important and critical decision you ever make. It is certainly a decision you must make with all the knowledge and information you can acquire. This book will help you from becoming one of those statistics. How? You will learn - . How to understand the language of the mortgage loan industry. . How the most popular mortgage loans work. . How to avoid the potential pitfalls of mortgage loans. . How to shop for the lowest cost and best mortgage for you. . How to get the best interest rates and terms available to you. . How to save many thousands of dollars with your next - or first - mortgage loan. Enjoy and use the valuable information you'll get from this book and have a wonderful and profitable journey.