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A step-by- step guide to planning your dream retirement, finding the right financial advisor to help you along the way, as well as understanding the myriad of investment options you have to choose from. This book is written in simple terms that even a novice investor will comprehend. The author, Brett King, has worked in the financial services industry for over 35 years. Brett has also written articles featured in Investor's Business daily, AOL.com, Nasdaq.com, American Express Open Forum and The New York Daily News. This book will guide you through the entire financial and retirement planning process, including risk management, Social Security maximization, wills and estate planning, and the importance of having an income for life plan during your golden years.