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The first step in credit repair is understanding your credit report and how creditors judge it. This is an easy to understand guide to repairing your own story. The readers will not only be able to repair their own credit, but also able to rebuild their credit and effectively manage it to improve and maintain a strong credit score for a lifetime. Throughout the book are true accounts of the author's struggles with credit and the lessons learned, which can be applied by the readers. The intent of the book is for the readers to gain and use the tools provided to be empowered to take control of their own credit and to maintain good and strong credit for life.