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You see something you like and automatically reach for that old credit card. You ALWAYS use the card. Right? Why not? BUT, can you really afford it? In order to answer that question with any degree of accuracy, you need to have a budget. Not sure? Then you may benefit significantly by re-thinking your finances. After reading the entire book, you should be able to complete your own personalized written monthly budget using the budget elements in this book. You too can have a "good" budget and "live within your means." The goal of this book is to help interested persons be successful and, therefore, affect their entire lives and sense of financial well-being---to be successful in managing personal finances and plan for a comfortable, stable future!