{"id":15010,"date":"2025-01-28T12:59:07","date_gmt":"2025-01-28T10:59:07","guid":{"rendered":"https:\/\/www.knygos.lt\/blogas\/?p=15010"},"modified":"2025-01-28T12:59:08","modified_gmt":"2025-01-28T10:59:08","slug":"knyga-pinigai-arba-gyvybe-ar-pinigu-gali-buti-gana","status":"publish","type":"post","link":"https:\/\/www.knygos.lt\/blogas\/knyga-pinigai-arba-gyvybe-ar-pinigu-gali-buti-gana\/","title":{"rendered":"Knyga \u201ePinigai arba gyvyb\u0117\u201c: ar pinig\u0173 gali b\u016bti gana?"},"content":{"rendered":"\n

Ar turite pakankamai pinig\u0173? Ar pakankamai laiko praleid\u017eiate su \u0161eima ir draugais? Ar i\u0161 darbo gr\u012f\u017etate geros nuotaikos? Ar \u012f visus tris klausimus atsak\u0117te teigiamai? Jeigu ne, stabtel\u0117kite. Ir atsiverskite k\u0105 tik pasirod\u017eiusi\u0105 knyg\u0105 \u201ePinigai arba gyvyb\u0117\u201c<\/a>.<\/h2>\n\n\n\n

Bene \u012ftakingiausia knyga apie asmeninius finansus kalba ne tik apie pinigus. Tai ir prakti\u0161ka 9 \u017eingsni\u0173 programa, padedanti perm\u0105styti, ko labiausiai norite gyvenime ir kaip atsikratyti to, kas kelia daugiausiai \u012ftampos. \u017dinoma, kad perskait\u0119 knyg\u0105 savaime nu\u0161vitimo nepatirsite, o banko s\u0105skaita staiga netaps pilnesn\u0117. Ta\u010diau 9 \u017eingsniai \u2013 labai konkret\u016bs patarimai, k\u0105 daryti, kad pavykt\u0173 nulipti nuo darbo ir pinig\u0173 leidimo b\u0117gtakio bei imti pildyti atid\u0117tas svajones.<\/p>\n\n\n\n

Prie\u0161 daugiau nei tris de\u0161imtme\u010dius finans\u0173 specialist\u0173 Vicki Robin<\/a> ir Joe Dominguez<\/a> para\u0161yta knyga \u201ePinigai arba gyvyb\u0117\u201c \u012fveik\u0117 laiko i\u0161bandymus ir tapo klasikiniu veikalu, pad\u0117jusiu \u0161imtams t\u016bkstan\u010di\u0173 \u017emoni\u0173 pakeisti santyk\u012f su pinigais. Ta\u010diau k\u0105 apie \u0161iuolaikinius pinigus gali pasakyti praeitame t\u016bkstantmetyje para\u0161yta knyga? Autoriai naujausi\u0105 \u201ePinig\u0173 arba gyvyb\u0117s\u201c leidim\u0105 gerokai atnaujino, kad knyga b\u016bt\u0173 aktuali m\u016bs\u0173 laikams ir dar daugeliui met\u0173 \u012f priek\u012f.<\/p>\n\n\n\n

Vis\u0173 knygoje \u201ePinigai arba gyvyb\u0117\u201c apra\u0161yt\u0173 praktini\u0173 \u017eingsni\u0173 neatskleisime, bet dalijam\u0117s keletu svarbi\u0173 id\u0117j\u0173, kurios skatina pagalvoti apie savo santyk\u012f su pinigais.<\/p>\n\n\n\n

Nindz\u0117s, meistrautojai ar minimalistai \u2013 kas esate j\u016bs?<\/h3>\n\n\n\n

Keistis pradedame tuomet, kai pripa\u017e\u012fstame esam\u0105 situacij\u0105, tad prad\u017eioje trumpas testas, kuris pad\u0117s apsibr\u0117\u017eti savo santyk\u012f su pinigais. Kiekvienas su pinigais tvarkom\u0117s pagal savo nuostatas ir metodikas, pagal tai \u017emones galima suskirstyti \u012f kelet\u0105 grupi\u0173.<\/p>\n\n\n\n

Nindz\u0117s <\/strong>m\u0117gsta skai\u010diuoti asmeninius finansus. Kai kurios nindz\u0117s b\u016bna taupios \u2013 m\u0117gsta der\u0117tis, ar pirkti tik per akcijas, o kitos b\u016bna kaupik\u0117s \u2013 m\u0117gsta perdirbti ar atnaujinti daiktus. Tuo tarpu minimalistams <\/strong>svarbu ne pinigai, o prasm\u0117 ir patirtys. Da\u017eniausiai j\u0173 namuose kaupiami ne material\u016bs turtai, o itin kruop\u0161\u010diai atrinkti dalykai, kurie naudingi protui bei sielai. Meistrautojams <\/strong>pinigai n\u0117ra tikslas, jiems tiesiog patinka dirbti rankomis: sodininkauti, tvarkyti automobilius ar k\u0105 nors statyti. Kaip ir minimalistams, jiems svarbi prasm\u0117, bet meistrautojai nebijo nereikaling\u0173 daikt\u0173, nes tai k\u016brybos dalis. Tai s\u0105moningi materialistai, siekiantys rasti vaidmen\u012f visiems turimiems daiktams.<\/p>\n\n\n\n

Jums neb\u016btina susitapatinti su kuria nors i\u0161 \u0161i\u0173 grupi\u0173, ta\u010diau jeigu norite k\u0105 nors keisti, svarbu suvokti savo \u012fpro\u010dius. Jei i\u0161siai\u0161kinote, kuris vaidmuo jums artimiausias, jud\u0117kime toliau.<\/p>\n\n\n\n

Kr\u0117slas u\u017e 200 eur\u0173<\/h3>\n\n\n\n

\u017dmon\u0117s galvoja, kad dirba a\u0161tuonias valandas, o likus\u012f laik\u0105 ilsisi, bet juk realyb\u0117je taip da\u017eniausiai n\u0117ra. U\u017etrunkate, kol nusigaunate iki darbo ir atgal, visiems pasitaiko, kad gr\u012f\u017e\u0119 namo pris\u0117date prie nebaigt\u0173 darb\u0173. Tai kiek laiko i\u0161 ties\u0173 skiriate darbui?<\/p>\n\n\n\n

\u012esivaizduokite, kad nusipirkote nauj\u0105 odin\u012f kr\u0117sl\u0105 u\u017e 200 eur\u0173. Kr\u0117slas gal ir nebuvo pirmos b\u016btinyb\u0117s prek\u0117, bet gra\u017eiai dera svetain\u0117je prie sofos, galima bus palepinti kok\u012f sve\u010di\u0105. Be abejo, tur\u0117jote dirbti, kad gal\u0117tum\u0117te j\u012f nusipirkti. Kiek valand\u0173 darbo kainavo \u0161is kr\u0117slas? Ar i\u0161naudotas laikas ir energija atitinka \u0161io daikto vert\u0119?<\/p>\n\n\n\n

Knygos \u201ePinigai arba gyvyb\u0117\u201c autoriai si\u016blo leisti pinigus pagal vertybes \u2013 vadovautis id\u0117ja, kad laikas vertingesnis u\u017e pinigus. Juk dirbdami savo laik\u0105 ir gyvybin\u0119 energij\u0105 i\u0161mainote \u012f pinigus. Nesvarbu, kad gretimame ofise s\u0117dintis specialistas savo valand\u0105 parduoda u\u017e \u0161imt\u0105 eur\u0173, o j\u016bs \u2013 u\u017e dvide\u0161imt. To specialisto pinigai jums nieko nerei\u0161kia. Vienintelis tikras turtas yra j\u016bs\u0173 gyvenimo valandos. Kiek savo gyvenimo esate pasiry\u017e\u0119 parduoti, kad ki\u0161en\u0117je tur\u0117tum\u0117te pinig\u0173?<\/p>\n\n\n\n

\u017dvelgiant filosofi\u0161kai, gyvybin\u0117 energija yra tikresn\u0117 u\u017e pinigus. Pinigai i\u0161 esm\u0117s n\u0117ra realyb\u0117, o gyvybin\u0117 energija \u2013 yra. Ji brangi, nes ribota ir jos nesusigr\u0105\u017einsi, o pinigai t\u0117ra \u017eaidimas kol tos energijos turite. Kai renkat\u0117s, kaip ir kam norite naudoti savo gyvybin\u0119 energij\u0105, atsiskleid\u017eia j\u016bs\u0173 gyvenimo tikslai ir prasm\u0117. Ar norite i\u0161keisti savo laik\u0105 \u012f dalykus, kurie jums neturi didel\u0117s prasm\u0117s?<\/p>\n\n\n\n

Kiek b\u016bt\u0173 gana?<\/h3>\n\n\n\n

K\u0105 rei\u0161kia pakeisti santyk\u012f su pinigais? Galb\u016bt dalis skaitytoj\u0173 nusivils, bet tai tikrai nerei\u0161kia gauti daugiau pinig\u0173. Pakeisti santyk\u012f su pinigais rei\u0161kia \u017einoti, kiek pinig\u0173 jums gana, kad gyventum\u0117te savo svajoni\u0173 gyvenim\u0105 dabar ir ateityje.<\/p>\n\n\n\n

Taigi k\u0105 rei\u0161kia gana? Jums u\u017etenka pinig\u0173 pragyventi, u\u017etenka patogum\u0173, u\u017etenka net ir \u0161iokios tokios prabangos, bet n\u0117ra pertekliaus, kuris tik apsunkint\u0173 gyvenim\u0105. Tas stebuklingas gana sudarytas i\u0161 keturi\u0173 pagrindini\u0173 rams\u010di\u0173. Vis\u0173 pirma, atskaitomyb\u0117s \u2013 j\u016bs \u017einote, kiek pinig\u0173 ateina \u012f gyvenim\u0105 ir kiek i\u0161 jo i\u0161eina. Jei ne\u017einote, kiek turite ir kur visa tai dingsta, niekada nebus gana. Taip pat svarbus vidinis pasitenkinimo matas \u2013 niekada nebus gana, jei turt\u0105 matuosite pagal tai, k\u0105 turi ar galvoja kiti. \u017dmon\u0117s nuolat kei\u010dia daiktus ir vos sp\u0117site pasid\u017eiaugti, kad \u012fsigij\u0119 tam tikr\u0105 dalyk\u0105 tapote lyg\u016bs su kaimynais, ateis nauja mada ir paai\u0161k\u0117s, kad kaimynai \u0161iuo metu yra minimalistai. Taigi svarbiausia suvokti savo poreikius.<\/p>\n\n\n\n

Dar labai svarbu tur\u0117ti gyvenimo tiksl\u0105, kuris auk\u0161tesnis u\u017e nor\u0173 ir tro\u0161kim\u0173 tenkinim\u0105. Jei kiekvienas noras tapt\u0173 poreikiu, kur\u012f b\u016btina patenkinti, niekada neb\u016bt\u0173 gana. Kas yra svarbiau nei gauti tai, ko norite? Duoti. Pasiek\u0119 gana, laim\u0119 patiriate dalindamiesi. Ir dar nepamir\u0161kite, kad gyvenate d\u0117l ko nors didesnio nei j\u016bs pats. Jei jums ner\u016bpi niekas, i\u0161skyrus jus pat\u012f, niekada nebus gana. Atsakingas \u017emogus regi savo veiksm\u0173 pasekmes ir mielai atsiliepia \u012f kit\u0173 poreikius.<\/p>\n\n\n\n

Jeigu norite nustatyti, kur yra toji j\u016bs\u0173 gana riba, gali pad\u0117ti keletas klausim\u0173. Ar pasitenkinimas, pilnatv\u0117 ir vert\u0117, kuriuos gaunate u\u017e pinigus, atperka tam panaudot\u0105 gyvybin\u0119 energij\u0105? Ar toks gyvybin\u0117s energijos panaudojimas dera su j\u016bs\u0173 vertyb\u0117mis ir gyvenimo tikslu? Kaip kitaip panaudotum\u0117te gyvybin\u0119 energij\u0105, jei nereik\u0117t\u0173 dirbti d\u0117l pinig\u0173?<\/p>\n\n\n\n

Taupumas gali teikti malonum\u0105. Kaip?<\/h3>\n\n\n\n

Su kuo jums pirmiausiai asocijuojasi taupumas? Turb\u016bt su dir\u017e\u0173 ver\u017eimusi? Bet finansin\u0119 nepriklausomyb\u0119 pasiekusi\u0173 \u017emoni\u0173 gana kur kas platesnis. Taupumas matuojamas ne tuo, kiek pinig\u0173 laikote u\u017espaud\u0119 saujoje, o tuo, kaip mokate d\u017eiaugtis materialiuoju pasauliu.<\/p>\n\n\n\n

D\u017eiaugtis materialiuoju pasauliu? Ar taup\u016bs \u017emon\u0117s netur\u0117t\u0173 b\u016bti antimaterialistai? Viskas priklauso nuo to, \u012f k\u0105 sutelkiate d\u0117mes\u012f. Materialistams pasaulis egzistuoja tik tam, kad b\u016bt\u0173 naudojamas, o da\u017enai ir i\u0161naudojamas. Be to, materialistai savo vert\u0119 matuoja tik tuo, k\u0105 turi, tod\u0117l da\u017enai vadovaujasi po\u017ei\u016briu kuo daugiau, tuo geriau.<\/em><\/p>\n\n\n\n

Jei materialus daiktas jus d\u017eiugina, vadinasi, esate taupus. Taupumas \u2013 tai geb\u0117jimas patirti laim\u0119 tame pasaulyje, kuriame gyvenate. Taup\u016bs \u017emon\u0117s pasistengia i\u0161 visko gauti kuo daugiau malonumo: i\u0161 pien\u0117s, ro\u017ei\u0173 puok\u0161t\u0117s, \u017eemuog\u0117s ar gurmani\u0161k\u0173 piet\u0173. Toks po\u017ei\u016bris leid\u017eia tinkamai naudoti daiktus ir i\u0161mintingai tvarkytis su pinigais, laiku, energija, erdve ir nuosavybe. Tai ir yra m\u016bs\u0173 taip ie\u0161koma pusiausvyra.<\/p>\n\n\n\n

Neu\u017emir\u0161kite to, kai galvosite, kaip sutaupyti. Kalba eina ne apie pigiausi\u0173 daikt\u0173 pirkim\u0105, ne apie \u0161yk\u0161tum\u0105 ar gob\u0161um\u0105. Kalba eina apie gyvenimo b\u016bd\u0105, kai u\u017e panaudot\u0105 gyvybin\u0119 energij\u0105 gaunate maksimal\u0173 pasitenkinim\u0105. Vis\u0105 gyvenim\u0105 ie\u0161kokite pusiausvyros tarp siekio kuo daugiau u\u017edirbti ir kit\u0173 turt\u0173 \u2013 draugyst\u0117s, tarpusavio ry\u0161i\u0173 ir \u012fg\u016bd\u017ei\u0173.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ar turite pakankamai pinig\u0173? Ar pakankamai laiko praleid\u017eiate su \u0161eima ir draugais? Ar i\u0161 darbo gr\u012f\u017etate geros nuotaikos? Ar \u012f visus tris klausimus atsak\u0117te teigiamai? Jeigu ne, stabtel\u0117kite. Ir atsiverskite k\u0105 tik pasirod\u017eiusi\u0105 knyg\u0105 \u201ePinigai arba gyvyb\u0117\u201c. Bene \u012ftakingiausia knyga apie asmeninius finansus kalba ne tik apie pinigus. Tai ir prakti\u0161ka 9 \u017eingsni\u0173 programa, padedanti…<\/p>\n","protected":false},"author":34,"featured_media":15011,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[228],"tags":[2666,2348,3067,2667,3069,476,3068],"class_list":["post-15010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knygos-lt-naujienos","tag-asmeniniai-finansai","tag-dalykine-literatura","tag-joe-domingues","tag-karjera-ir-finansai","tag-pinigai-arba-gyvybe","tag-tyto-alba","tag-vicki-robin"],"yoast_head":"\nKnyga \u201ePinigai arba gyvyb\u0117\u201c: ar pinig\u0173 gali b\u016bti gana? - Knygos.lt blogas<\/title>\n<meta name=\"description\" content=\"Knyga \u201ePinigai arba gyvyb\u0117\u201c: ar pinig\u0173 gali b\u016bti gana?. 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